Jenkintown Uber Accident Attorney
Millions of Americans rely on Uber to get to work, grocery shop, and enjoy a night out without worrying about drinking and driving. However, accidents involving Uber drivers happen every day, and pursuing a personal injury claim involving this ride-sharing company presents challenges.
With the assistance of an experienced Jenkintown personal injury attorney, however, accident victims are much more likely to prevail in their cases.
Insurance Issues and Uber Accidents
Any motor vehicle accident may involve multiple motor vehicle insurance policies, and an Uber accident is no different. However, there are unique circumstances that Uber accidents present in a personal injury claim.
For example, the personal motor vehicle insurance an Uber driver carries may not apply in an accident case. Many motor vehicle policies specifically exclude “business activities” from coverage–which means that, if a driver is using the vehicle to make money from Uber, subsequent accidents will not be covered.
However, Uber has its own insurance policy that provides coverage to its drivers. Uber has a policy that allows up to $1 million in coverage for personal injury and property damage claims. If an Uber driver is at fault for your accident, you may be able to pursue a claim under this policy.
Uber’s policy may apply if you were a passenger in an Uber driver’s vehicle at the time of the crash. Additionally, it may apply if you were in another vehicle, but an Uber driver caused your accident.
If you were traveling with an Uber driver and a third party caused your accident, you would proceed with a personal injury claim against the third party.
Pennsylvania’s Hybrid Car Insurance Model
Most states follow either a “fault-based” model or a “no-fault” model regarding car accident claims.
In a fault-based model, the at-fault driver’s insurance policy covers damages that stem from an accident.
In a no-fault model, each driver’s own insurance policy covers medical expenses and other specific losses caused by an accident, regardless of who was at fault for the crash. Certain exceptions, such as serious injuries, may allow accident victims to pursue legal action against the at-fault driver.
With limited tort coverage, accident victims may file a claim for medical expenses and other out-of-pocket losses, but pain and suffering and other types of damages are unavailable unless certain exceptions are met.
Full tort coverage allows accident victims to pursue all types of damages against an at-fault driver.
How does this apply to Uber? If an Uber driver is at fault for an accident, Uber’s insurance coverage applies. Uber may apply personal injury protection coverage, for example, which is often provided with a no-fault policy. Or, its liability coverage may kick in, which is common in fault-based policies.
Damages Available in an Uber Accident Claim in Pennsylvania
There are a variety of damages available in a Pennsylvania motor vehicle accident case. The damages to which an accident victim may be entitled vary depending on the circumstances of the case.
Damages may include:
- Medical expenses, such as hospital bills, ambulance bills, physical therapy expenses, and similar costs
- The estimated cost of future medical care
- Lost wages
- Loss of earning capacity
- Loss of employment benefits
- Property damage
- Pain and suffering
- Emotional distress
Other types of damages may also be available. Your Jenkintown car accident attorney will pursue all available damages under state law.
How Long Do I Have to File a Claim?
Every state has a deadline by which personal injury claims must be filed. This deadline is called the statute of limitations.
In Pennsylvania, the statute of limitations for personal injury claims, including car accidents, is two years from the date of the accident.
Those who fail to file claims within the statute of limitations may forever lose the right to pursue legal action against the at-fault driver.
To ensure your claim is filed in a timely manner, you should consult an experienced Pennsylvania motor vehicle accident attorney as soon as possible after your accident.
Call Solnick & Associates Today to Discuss Your Uber Accident
If you were injured in an accident involving an Uber driver, contact the personal injury attorneys at Solnick & Associates today. Our Jenkintown firm is proud to serve clients throughout Pennsylvania. To schedule a free consultation, contact us online or call (215) 481-9979 today.