5 Reasons Workers’ Compensation Requests are Denied
An injury that occurs on the job and keeps you from returning to work can be devastating. Some work environments, such as construction sites, are inherently dangerous and give rise to particularly bad injuries. Beyond dealing with the injury, trying to obtain workers’ compensation—particularly if your employer is trying to make the case that you are simply a “contractor” and not a covered employee—is sometimes simply too much.
Recently, an article was released on the five most common reasons for being denied workers’ compensation. Reviewing these can be helpful if you have or are worried about getting injured on the job:
Waiting Too Long To Report Your Injury
It is crucial that any work-related injuries are reported right away, otherwise, the claim could be denied due to not enough evidence that the injury occurred in the workplace.
Going To Your Own Doctor
It is important, in order to ensure that your medical bills are covered, that you go to see a doctor that is recommended by your employer/its insurance network. While you may feel more comfortable with your own doctor, the doctor who treats you must be covered by your employer’s insurance company.
Having an Injury Unrelated To the Job Itself
Just because you are injured at work does not mean that the injury is automatically covered by workers’ compensation. The injury must be related to the job itself in order to be covered under the insurance. For example, if you work for a construction company and you fall from a scaffold while painting the side of a building, that type of injury is job-related. However, if you cut yourself while making yourself a sandwich at work, that injury is not job-related.
Not Being Thorough Enough In Communicating Your Injuries
It is crucial that every pain and ache is reported to the doctor who examines you after your workplace injury. If you discover, later on, that you have other injuries associated with the incident that gave rise to your claim, they may not be covered.
Having a Preexisting Condition
If you had a pre-existing condition that was exacerbated by the job injury (or vice versa), it may be difficult to receive enough compensation.
According to state law, nearly every Pennsylvania worker who is considered to be an employee is covered under workers’ compensation. Employers must provide coverage for both full and part-time workers, even if they only have one employee. And it is important to note that workers’ compensation covers not only injuries but illness and/or diseases related to the job as well.
Contact a Workers’ Compensation Law Firm
The Pennsylvania accident lawyers at Solnick & Associates represent victims who have been injured on the job. Contact us today for a free consultation so that we can help build your case and allow you to avoid the many pitfalls that can affect the compensation you receive.