These are the Most Common Questions We Get Asked:
- What is a personal injury claim?
- How much is my case worth?
- How do I get what I am owed for my personal injury claim?
- How does the type of automobile insurance I have affect my case?
- What if I have questions about the type of automobile insurance I should select?
- How can an attorney help me with getting compensated for damage to my car?
- Who pays for my medical treatment when I am involved in a motor vehicle accident?
What is a personal injury claim? If you suffer harm or injury due to the negligence (fault) of another individual or company, you are entitled to monetary compensation under our legal system. The amount of compensation to which you are entitled is dependent on a significant number of factors and types of proof, including the type of injury you suffer, your medical treatment, medical bills, wage loss, and the circumstances which gave rise to the injury. Personal injury claims can arise out of many different types of situations including motor vehicle and bus accidents, trip-and-falls, construction and worksite injuries, environmental conditions, physician malpractice and defective products. Each type of personal injury claim is governed by a unique set of laws and legal requirements.
How much is my case worth? There is no standard answer—it depends on the details of your case. Damages are determined by the level of negligence involved, the severity of your injuries, and any monetary losses or expenses causes by your injury.
How do I get what I am owed for my personal injury claim? It is important to work with an attorney or law firm experienced in handling personal injury claims. From the time you are injured, your attorney can guide you through what you need to do to protect and enforce your rights. Your attorney can help assemble all of the evidence that will be needed to prove your case and maximize the outcome. Depending on the type of case, an attorney can retain qualified experts to help establish the fault of the other party or to demonstrate and prove your damages. At the appropriate time, your attorney will work to settle your case and/or file a lawsuit on your behalf to obtain the best possible result on your behalf. At Solnick & Associates, LLC, we view our clients as our partners in the claims and litigation process. We provide personal attention to each case and client and work closely with our clients on every legal matter.
How does the type of automobile insurance I have affect my case? It is important to purchase the type of coverage that adequately protects you and your family. When buying insurance or reviewing your policy, you should consider that many people are either driving a vehicle without insurance (uninsured) or without enough insurance (underinsured). It is important to purchase insurance coverage that protects you and your family in the event of an accident involving an uninsured or underinsured driver. Under Pennsylvania law, every person who purchases automobile insurance must decide if they want “full tort” or “limited tort” coverage. If you select limited tort coverage, with certain exceptions, you are essentially giving up your right to pursue a claim for pain and suffering even if you are injured as a result of the negligence (fault) of another driver. Whether you have full tort or limited tort coverage, an automobile accident attorney can help you understand your rights and obtain all benefits and compensation to which you are entitled. Even if you are subject to limited tort coverage, we may be able to obtain a settlement or award on your behalf by finding an exception to limited tort that applies to you.
What if I have questions about the type of automobile insurance I should select? We are available free of charge to anyone who has questions about insurance coverage or who needs assistance in deciding what type of coverage to select.
How can an attorney help me with getting compensated for damage to my car? Although you will only be charged a fee based on a settlement or award for your injuries, we help ensure you receive compensation to have your car fixed if it is repairable or compensation for the loss of your vehicle if it is totaled. Likewise, we will help you get an adequate rental vehicle while your car is in the shop and compensation for towing charges if necessary. Your right to these types of compensation might depend on the type and amount of insurance coverage which you or the responsible party maintains, but we will never charge you any fee to assist with your property damage claim if it is related to an accident in which you suffered injuries.
Who pays for my medical treatment when I am involved in a motor vehicle accident? Under Pennsylvania law, your own insurance company (or the insurance company covering the vehicle you are occupying if you do not have automobile insurance in your household) is responsible for your medical bills associated with a car accident regardless of whose fault the accident was. If your medical bills exceed the amount of coverage you have on your insurance policy, any excess bills will be paid either by your health insurance carrier or by the responsible party’s insurance. Either way, we can help you fight the insurance companies if they attempt to cut off your medical benefits before your treatment is complete or if there are problems obtaining coverage for your treatment. Likewise, at the conclusion of your case, we work with your medical providers to ensure any unpaid bills are paid at a fair rate.